Common (Premium and mid- to mid-high-level developments): 60-90% During Construction / 40-10% on completion
Rare cases (Premium and mid- to mid-high-level developments): 40-50% During Construction / 60-50% on completion
Installments with post completion paymentsCommon (mid and mid to mid-high level developments): 50-80% During Construction / 50-20% post completion installments in 2-5 years
| Buyer Type | Max Loan-to-Value (LTV) |
|---|---|
| UAE Residents | Up to 80% of property value |
| Non-Residents | Up to 60% |
| Commercial Properties | Up to 50% |
| Property Type | VAT Applicability |
|---|---|
| Residential (within 3 years) | 0% VAT (zero-rated) |
| Residential (after 3 years) | Exempt (no VAT) |
| Commercial (unoccupied or new) | 5% VAT applicable |
| Commercial Rent | 5% VAT on rent |
| Warehouse & Office Leases | 5% VAT |